British Columbia Single family

Single Family

New homes built in BC are protected by 2-5-10 home warranty insurance, as set out by the Homeowner Protection Act of BC. Licensed residential builders are regulated by the B.C. Housing Licensing & Consumer Services. Mandatory warranty insurance includes the following coverages:

2 years' coverage on labour and materials as follows:

  • 12 months’ coverage for defects in material and labour for your unit
  • 24 months' coverage for defects in material and labour for major systems (heating, electrical, plumbing, etc.)

5 years’ coverage on the building envelope, including coverage on unintended water penetration

10 years’ coverage on major structural items

This statutory protection is widely recognized as one of the strongest and most effective home warranty standards in Canada.

To learn more about consumer protection legislation and regulations, visit