Single Family
for Homeowners

New homes built in British Columbia are protected by 2-5-10 home warranty insurance, as set out by the Homeowner Protection Act of British Columbia. Licensed residential builders are regulated by the B.C. Housing Licensing & Consumer Services. Mandatory warranty insurance includes the following coverages:

2 years coverage on labour and materials as follows:

• 12 months coverage for defects in material and labour for your unit
• 24 months coverage for defects in material and labour for major systems (heating, electrical, plumbing, etc.)

5 years coverage on the building envelope, including coverage on unintended water penetration

10 years coverage on major structural items

This statutory protection is widely recognized as one of the strongest and most effective home warranty standards in Canada.

To learn more about consumer protection legislation and regulations, visit https://www.bchousing.org/licensing-consumer-services/publications.

New homes built in AB are protected by 2-5-10 home warranty insurance, as set out by the New Home Buyer Protection Act of AB. Mandatory warranty insurance includes the following coverages:

2 years coverage on labour and materials as follows:

• 12 months coverage for defects in material and labour
• 24 months coverage for defects in material and labour for delivery and distribution systems (heating, electrical, plumbing, etc.)

5 years coverage for defects in the building envelope.

10 years coverage for structural defects

This statutory protection is widely recognized as one of the strongest and most effective home warranty standards in Canada.

To learn more about consumer protection legislation and regulations, visit https://www.alberta.ca/new-home-warranty.aspx.

Your home warranty is a broad coverage plan passed on to you by your builder. It starts the moment you move in.

What’s covered for the first year?

Limited Construction Warranty

You're covered for defects in materials and labour of your home for the first year.

What’s covered for 5 years?

Structural Defect Warranty

You’re covered for structural defects for up to 5 years, including defects in material and labour. Your warranty also covers structural damage that makes your new home unfit to live in.

Limited Construction Warranty

You’re covered for defects in the load bearing structures for up to 5 years.

Maximum Protection

The combined 1-year and 5-year limited construction warranties provide coverage to a maximum of $50,000.

In Saskatchewan, builders can customize warranties they purchase for their projects. Always refer to your warranty document for actual policy terms and coverages arranged by your builder.

Your home warranty is a broad coverage plan passed on to you by your builder. It starts the moment you move in.

What’s covered for the first year?

Limited Construction Warranty

You’re covered for defects in materials and labour of your home for the first year.

What’s covered for 5 years?

Structural Defect Warranty

You’re covered for structural defects for up to 5 years, including defects in material and labour. Your warranty also covers structural damage that makes your new home unfit to live in.

Limited Construction Warranty

You’re covered for defects in the load bearing structures for up to 5 years.

Maximum Protection

The combined 1-year and 5-year limited construction warranties provide coverage to a maximum of $50,000.

Please note that in Manitoba, builders can customize warranties they purchase for their projects. Always refer to your warranty document for actual policy terms and coverages arranged by your builder.